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As a home buyer you must inquire about a builder's Financial Strength and Stability. In light of the unusual economic times we are in and the size of the investment you are considering, contracting with a financially strong and stable builder is a must. Financial Strength
The company has always been managed by strict adherence to conservative financial ratios and key industry benchmarking practices. Today, we continue to maintain a strong balance sheet and annual profitability. Banks are very selective when it comes to lending to home builders. Construction financing is difficult to secure. Fortunately, Evans Coghill continues to be able to secure bank loans for portfolio (spec) homes in this very tight loan market. This is due to the company's strong financial condition. Financial Stability Stability comes from consistent sound business practices. Evans Coghill Homes has never engaged in unusually risky or speculative ventures which would compromise our financial stability. We are held accountable to this by our lenders. Monthly, the company reports all financial information to its lenders for review. Our company maintains a strong and current relationship with all of its trade partners. We will only work with financially solvent trade partners as our success is dependent on their delivery of goods and services. Strong lending relationships are maintained with two banks - BB&T and RBC. The company has adapted its home plans and features to fit today's buyer. This is another move leading to financial strength. We look forward to building your next home. Don't Just Believe Us. Find Out for Yourself Please contact Alan Banks, Owner, directly to request a current Credit Reference List. Then contact each of them and ask about our payment history, longevity of business and current perfomance. We believe you will find this confirms your decision to buy an Evans Coghill home. Sincerely,
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Success in the home-building business is earned by building a quality product at a fair price. A builder who is financially successful likely will still be in business during and after the warranty period for your new home. Further, successful builders are in the best position to contract for the services of top trade partners and suppliers-the people who will actually build your home.
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