Evans Coghill Blog

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Michael Pond – Evans Coghill Homes Preferred Lender

Categories: New Homes in Charlotte | Posted: December 7, 2019 | Comments Off on Michael Pond – Evans Coghill Homes Preferred Lender

Working through the mortgage process can be overwhelming. It is tough, if you don’t have a mortgage expert on your side. Evans Coghill Homes is proud to partner with Michael Pond of Cornerstone Home Lending.

michael pond of Cornerstone home lending is an Evans Coghill Homes preferred lender picture

Michael Pond, Preferred Lender

Some will try to navigate the mortgage process online believing that they can go in alone. But, you need real person to talk to and someone to guide you through the process  not just forms on your smartphone. Online-only mortgage companies just simply lack the personal touch and ability to answer your questions and get you closed on time. Michael Pond and Cornerstone Home Lending expand our professional team and benefit you.

Michael Pond knows how we work at Evans Coghill Homes and has made the mortgage approval process smooth for many of our home buyers. Consistently, Cornerstone Home Lending gets all the paperwork completed so you can close on your new home on time and with much less stress. From the first contact to closing, you will have Michael’s cell phone number (704.517.2550) and  a mortgage professional working for you.

Established in 1988, Cornerstone Home Lending is a refreshingly unique national home lender with thousands of highly-satisfied clients. . Cornerstone’s Mission clearly states that its most important goal is to make a positive difference in the lives of others. Evans Coghill Homes partners with Michael because his honest guidance, clear communication, and responsive service help create a smooth, seamless loan process from application to closing.

Evans Coghill home buyers who close with Cornerstone Home Lending may receive up to $2500 in closing cost assistance from both seller contribution and lender contribution. This is subject to change, so please confirm this with your Neighborhood Specialist at Evans Coghill Homes. Whether buying a new home in Overlake at McLean, Nims Village or in another Evans Coghill community, Michael Pond can be your mortgage partner.

Move in as soon as possible by closing on time with Cornerstone Home Lending.

Apply online here for prequalification. Contact Michael at MPond@houseloan.com (NMLS 108672)

#newbuild #newhomebelmont #newhomeftmill #evanscoghilldifference

Byrums Grill – Part of What Make McLean Great (Belmont NC)

Categories: Belmont, Good Info to Know, McLean | Posted: September 30, 2019 | Comments Off on Byrums Grill – Part of What Make McLean Great (Belmont NC)

The top 10 Reasons why Overlake at McLean is a great neighborhood would be an easy list to complete. But, the list would not be complete without including Byrums Grill.

Like Cheers, Byrums is the kind of place where everyone knows your name and that is part of what makes it so special. Byrums is about 3 miles north of Overlake at McLean and the corner of S New Hope Rd and Armstrong Ford Rd – on your way to downtown Belmont.

Byrums has been the local favorite grill since 1985 but it started in the early 1970’s a grocery. As the area has grown, Byrums morphed into what is now a popular roadside grill. The second generation has taken over but not forgotten their roots  that got them here.

It is unpretentious and there are no paper menus. What you need to order is all on the Pepsi sponsored menu board hanging over the counter. They have made built their business around simple, good food, a southern smile and consistent value. The hot dog for $1.99 with the chili might be the best around. Or, maybe the bologna and egg sandwich (don’t scoff until you have tried it).

Byrums is part of what make Overlake at McLean great because you feel at home here just like you will feel at home at Overlake at McLean.  Tell Travis hello when you stop in.

Byrums is located at 4606 S New Hope Rd, Belmont NC. You can call them 704.825-4106 but why bother,  you really gotta go there to experience this hidden treasure of a roadside grill in Belmont.

Byrums Grill menu in Belmont NC near Overlake at McLean.

Your breakfast and lunch menu. No dinner – they close at 2:00 PM daily

 

The hot dogs are popular around here.

 

Overlake McLean Roadside grill

No doubt. It is a local place and close to McLean Overlake.

 

signs at byrums grill in Belmont near Overlake McLean

There are few rules to follow here but you will pick it up.

 

byrums grill interior

Simple, comfortable and quick and usually much more crowded.

 

 

Evans Coghill Homes builds new homes in Overlake at McLean in Belmont NC. Model home is open daily at 1008 Overlake Dr, Belmont NC. New ranch homes. New home plans. #evanscoghilldifference #MoreTimeForYou Homes starting in the $300,000s. EvansCoghill.com

Enjoy A Home With No Monthly Payments – HECM Loan

Categories: Belmont, Financing, New Homes in Charlotte | Posted: August 19, 2019 | Comments Off on Enjoy A Home With No Monthly Payments – HECM Loan

If you are a baby boomer age 62 or older and wanting to move into a new home to be closer to the kids,  smaller yard, less maintenance, have more time for yourself we have the answer. Imagine a new home where everything works and is new. You will enjoy greater energy efficiency, a more comfortable home, new neighbors and have it just the way you want it. The best part is you will enjoy a very flexible payment schedule and, maybe, no monthly payment at all! This is the Home Equity Conversion Mortgage (HECM) for Purchase loan.

Here is How it Works –

Joyce is 65 years old. Many of her friends moved to a new, lifestyle community and Joyce was eager to join them. But she didn’t want to add the burden of a monthly mortgage payment—or to spend $350,000 in cash to buy the home free and clear. She was forced to consider less expensive homes nearby.

Fortunately, a friend told her about Reverse Mortgage for Purchase loans. Joyce discovered that with this option, she only needed to invest about 57% of the purchase price. This allowed her to upgrade to a more comfortable lifestyle and keep more of the money from the sale of her former home, while having the option of making no monthly principal and interest payments if she so chooses. (As with any mortgage, she must meet her loan obligations, keeping current with property taxes, insurance, maintenance and any homeowners association (HOA) fees.)  The exact down payment amount is based on your age and can come from the sale of your current home.

The Result

  • Joyce was able to move into the home that she wanted right away.
  • She kept significantly more cash from the sale of her previous home.

Watch: How a Home Equity Conversion Mortgage for Purchase Works (Video)

Read: (PDF) Evans Coghill Homes HECM Buyers Guide

Evans Coghill Homes builds new homes in McLean in Belmont NC. We have a collection of impressive homes with lots of options to make it just right for you. We are ready to show you your next home and help make it a reality with a HECM loan.

Model home is located at 1008 Overlake Dr, Belmont NC. Contact Paul Stanger here

 

 

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