Evans Coghill Blog

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8 Reasons to Love Evans Coghill Homes in Belmont’s McLean Neighborhood

Categories: Belmont, Open House | Posted: May 4, 2018 | Comments Off on 8 Reasons to Love Evans Coghill Homes in Belmont’s McLean Neighborhood

Evans Coghill Homes was honored and excited to participate in McLean’s Spring Home Discovery Day event on Saturday April 28th, 2018. We introduced our newest model home, the Belmont, to our friends and neighbors, and were blown away by the positive feedback and success of the event! If you weren’t able to make it out to Discover McLean’s event, we’re recapping 8 reasons why you’ll need to schedule another visit!

  • The Overlake is the newest and most anticipated phase of McLean. This phase features brand new home plans designed specifically for McLean, larger homesites, neighborhood amenity center and rolling topography.
  • Our professionally decorated Belmont model home is loaded with fresh ideas featuring the best in new home design.

  • Our on site  Design Center offers a simple and convenient place for us to collaboratively create and design your new home.
  • We have four portfolio homes under construction that will be ready for move-in by Summer 2018.
  • Our well thought out structural options allow us to design and build safe and sound new homes.

  • Home plans include everything you need and more; outdoor living spaces, planning centers, spa showers, Frigidaire appliances, proven energy efficiency, etc.
  • McLean neighborhood specialist, Kendell Burruss, is knowledgable, experienced, and excited to help guide you effortlessly through your new home journey.
  • As if the above reasons weren’t enough, we’re doing this all in the heart of Belmont, one of the most sought after locations in the area.

Visit us at 1000 Overlake Dr, Belmont, NC 28012 or contact Kendell Burruss at 704.899.4995 or kburruss@evanscoghill.com for more information.

Evans Coghill Homes is a Charlotte, NC new home builder, building new homes in Cheval, McLean, Belmont, NC and Nims Village, Springfield, and Ft Mill, SC. For information on these new home communities and our available homes, visit www.EvansCoghill.com.

Increased Loan Limits Are Great For Buyers and Builders!

Categories: Financing, New Homes in Charlotte, Tips | Posted: April 2, 2018 | Comments Off on Increased Loan Limits Are Great For Buyers and Builders!

New Home

The Housing and Economic Recovery Act (HERA) of 2008 requires that the baseline conforming loan limit be adjusted each year to reflect the change in the average U.S. home price. To keep up with soaring home prices, the 2018 FHFA limits on home loans have risen considerably (6.8%!), with standard mortgage limits increasing to $453,100 in most parts of the country, and FHA mortgage limits having a $294,515 maximum for single-family homes. (More information can be found in a recent article by Professional Warranty Service Corporation.)

For home buyers, the increase means no more restrictive and expensive jumbo loans. It also means more first-time buyers will be able to purchase homes with as little as 3.5 percent down. “These loan limit increases can help buyers save money when getting a mortgage, improving the opportunity for everyone, especially first-time home buyers, to get into that new home,” says Forbes contributor Christina Boyle, senior vice president and head of Single-Family Sales and Relationship Management for Freddie Mac.

For home builders, like Evans Coghill Homes, the hike in loan limits opens up a wider potential customer base as more prospective buyers are able to qualify for affordable loans. For example, buyers will be able to:

  • Afford a newly built home. The new lending limits are likely to entice more buyers to enter the market — and make newly built homes affordable for more people. View our available homes to find a newly built home perfect for you!
  • Purchase larger homes. The new lending limits give qualifying buyers up to $30,000 worth of extra breathing room. As a result, buyers may be able to purchase larger homes in more expensive neighborhoods. We’re thinking homes in our Cheval and Springfield neighborhoods! 
  • Qualify more easily. Higher mortgage limits will make it easier for buyers to qualify for a home loan. Compared to jumbo loans, a standard mortgage offers less stringent credit requirements, lower down payment options, and lower debt-to-income requirements.
  • Put less money down. First-time buyers often rely on FHA loans to afford a home since the lower credit requirements and minimum down payment help remove some of the barriers to homeownership. With higher loan limits, first-time buyers can buy pricier homes while still qualifying for an FHA loan.New Home Living Room
  • Save thousands of dollars. Jumbo loans often have higher interest rates and closing costs than traditional mortgages. The ability to finance a home without a jumbo mortgage can save buyers thousands of dollars over the life of the loan.

The rise in loan limits makes home ownership more affordable for more people, and doesn’t everyone deserve the American dream of owning a home? Evans Coghill Homes supports homeownership and would be honored to make that dream come true for you.

Evans Coghill Homes is a Charlotte, NC new home builder, building new homes in Cheval, McLean, Belmont, NC and Nims Village, Riverwalk, Springfield, and Ft Mill, SC. For information on these new home communities and our available homes, visit www.EvansCoghill.com.

9 Ways to Welcome Spring Into Your Home

Categories: New Homes in Charlotte | Posted: March 28, 2018 | Comments Off on 9 Ways to Welcome Spring Into Your Home

Spring is finally here in the Charlotte area, and all of us at Evans Coghill Homes are so excited because of all the fun ways to enjoy the season inside and outside your home! From blossoming flowers to sparkling sun rays, we’re ready to hang up our coats and make the most of the colors and sentiments that spring is all about! Here are a few design and decor tips to welcome spring into your home, so you can enjoy the season to the fullest!

 

  1. Bring plants and flowers into your home. Whether they’re in vases, hanging planters, or sprawled on the mantle, more greenery and color will brighten anyBUDy’s day! It’s also great for a healthier home.
  2. Designate a weekend to some Spring cleaning to bring in the new season and send out those winter woes! Nothing feels more refreshing than an organized home, so grab the vacuum and cleaning supplies and go room by room to tackle the dust and dirt that’s been building up all winter.
  3. Give your closet a makeover by switching into the clothes you’ve been waiting to wear all winter! Those fun floral blouses, colorful pants and light jackets are done collecting dust in the attic! Likewise, collect all those heavy boots and coats and put them into storage.
  4. Let the light in! Nothing feels more like spring than fresh air and natural light, so part those curtains and open up the windows! Spring is in the air and you should have it circulating through your house. If your curtains are large and bulky, consider switching them out for a light and flowy look!
  5. Pastels and shades of white are back on trend. Replace your pillows, curtains, and accessories to add pops of spring colors.Fun accent pieces with lots of color and even fun patterns are the perfect and affordable way to brighten up any room. With 3+ bedrooms in all of our floorplans, there’s plenty of room to decorate with all of your spring ideas!
  6. Lemonade, strawberry shortcake, lavender sorbet… the options are endless when it comes to cooking creatively with spring ingredients. And when you’re cooking in a kitchen that looks like this, you’ll never want to stop! Keep your kitchen stocked with fruits and seasonal veggies that are a light and refreshing treat that really scream spring time!
  7. Speaking of lavender, spring scented candles are back in stock and ready to be lit! Filling your home with all the calming and enjoyable scents of the season is the perfect way to wind down after a busy day.
  8. Getting the outside of your home ready for spring is just as important as the inside. Decorate your entryway with blossoming wreaths and potted flowers to properly welcome your guests and create an inviting new look for the season!
  9. But don’t just plant a new bed of flowers – switch out your actual bed as well! Exchange the flannel sheets and heavy comforters for lighter sheets and duvets. It’ll be easy to catch some ZZZ’s in the right linens.

Spring is the perfect time to have fun with your home decor. Use these helpful tips to enjoy all the feelings of the season inside and outside your Evans Coghill home!

Evans Coghill Homes is a Charlotte, NC new home builder, building new homes in Cheval, McLean, Belmont, NC and Nims Village, Riverwalk, Springfield, and Ft Mill, SC. For information on these new home communities and our available homes, visit www.EvansCoghill.com.

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